I am looking suggestions for paypal like features for my website. I need the following:
1. User to create an account for transfering funds onto my website
2. Using a credit card/bank account the would be able to deposit funds into their account on my wesite
3. The funds would remain in the account until the user decides to make a purchase.
4. The user would have the option to withdraw the funds anytime they choose and send back tpo their creidt cards.
Please note $5 is not the budget, so please make submit your best offer. I do not pay any upfront.